THE BRIEF · HOME LOANS
Repo rate decisions, explained: what actually moves your EMI
Most floating-rate home loans now track the repo rate. Here is how a 0.25% change reaches your monthly payment, and the choice you get when it does.
REAL ESTATE, EXPLAINED.
Understand the market before you buy, rent or invest.
We explain the facts, decode the market and offer perspectives that make you think. No hype, no paid rankings: just what the numbers say.
- RERA-checked project listings
- No paid placements
- Every number sourced and dated
The Brief
What happened, and why it matters to you.
HOME LOANS
What your home-loan reset letter is actually telling you
The letter says whether your bank kept the EMI and stretched the tenure. That choice can add years of payments.
TAX
Under-construction or ready-to-move: how GST treats each
GST applies to under-construction homes, not completed ones with an occupancy certificate. It changes your all-in price.
HOME LOANS
Joint home loan: who gets to claim the tax deduction?
Each co-borrower can claim, but only if they are also a co-owner and pay their share of the EMI.
The Explainer
One concept, made simple. Step through it in five minutes.
BEFORE YOU BUY
Carpet, built-up, super built-up: what are you paying for?
Three numbers for one flat. Only one is the floor you walk on.
BEFORE YOU BUY
How to check a project's RERA registration
Where to look, and the four things the page tells you.
BEFORE YOU BUY
What the possession date really promises
Which date counts if the project is late.
THE COLUMN · OPINION
“A rising price is a headline. A rising sales count is a market.”
Before you call a city "hot", read four numbers together: price, registrations, unsold stock and affordability.
TOOLS · EMI CALCULATOR
What will your EMI be?
₹43,391
₹54.1 lakh
Purple is principal, green is interest. You repay ₹2.08 for every ₹1 borrowed.
Full calculator with yearly breakdownCities
Explainers, data and news for where you live, or want to.
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