TOP STORY · HOME LOANS · 08:00, 7 OCT
TODAY / THE BRIEF
The Brief
What happened in Indian real estate, and why it matters to you. Newest first, every story sourced.
Wednesday 7 Oct
HOME LOANS
What your home-loan reset letter is actually telling youuuuuuuuuuuu
Why it matters: The letter says whether your bank kept the EMI and stretched the tenure. That choice can add years of payments.
TAX
Under-construction or ready-to-move: how GST treats each
Why it matters: GST applies to under-construction homes, not completed ones with an occupancy certificate. It changes your all-in price.
HOME LOANS
Joint home loan: who gets to claim the tax deduction?
Why it matters: Each co-borrower can claim, but only if they are also a co-owner and pay their share of the EMI.
RERA · PUNE
Pune buyers: how to read a project's quarterly update on MahaRERA
Why it matters: Builders must post progress every quarter. A stalled update is the first warning sign.
Tuesday 6 Oct
INFRASTRUCTURE · BENGALURU
Confirmed, sanctioned or proposed? Reading a metro announcement
Why it matters: Only "sanctioned" lines have approval and funding. Don't pay a premium for a line on a brochure.
RENTING
Why so many rent agreements run for 11 months
Why it matters: Leases under 12 months don't have to be registered in most states, which saves stamp duty but weakens your record.
RERA
What the "possession date" in your agreement really promises
Why it matters: The RERA-registered date is the one that counts if the project is late, not the brochure date.
HOME LOANS · MUMBAI
Mumbai: what redevelopment means for existing society members
Why it matters: Members usually get a bigger flat and rent during construction. Read the development agreement before signing.
RERA
How to check a project's RERA registration before you pay a token
Why it matters: Where to look, and the four things the registration page tells you.
Monday 5 Oct
TAX · DELHI NCR
Stamp duty in Delhi NCR: why Gurugram and Noida cost different amounts
Why it matters: Stamp duty is set by each state, and some give women buyers a lower rate.
INFRASTRUCTURE · HYDERABAD
Hyderabad: what a new ring-road link changes for nearby localities
Why it matters: Travel time matters more than the announcement. Check when the link is due to open.
Saturday 3 Oct
RERA · CHENNAI
Chennai: checking a project on TNRERA before you pay a token
Why it matters: The registration page lists approvals, the completion date and any complaints.
Friday 2 Oct
HOME LOANS
Fixed or floating: what you give up with each
Why it matters: Fixed rates cost more upfront. Floating rates follow the repo, up and down.
RENTING · BENGALURU
Bengaluru renters: what a security deposit can and can't be used for
Why it matters: Deductions should match damage beyond normal wear. Keep move-in photos.
Thursday 1 Oct
MARKETS · CHENNAI
Chennai: why OMR prices vary so much from one stretch to the next
Why it matters: Distance to IT parks and flood risk both show up in the price per sq ft.
Looking for explainers, data or opinion? Browse all stories →
